Cash App Fee Calculator
Enter your sale price to see the exact Cash App fees and what you'll actually keep.
How Cash App fees work
Cash App charges a 2.75% fee on payments received to a business account (and on some merchant payments). Personal payments sent from a linked bank account or Cash App balance are free. If you're selling and receiving to a business profile, the 2.75% is what applies; there's no marketplace commission because Cash App is a payment service, not a marketplace.
Cash App fee breakdown
| Business payment fee | 2.75% of the payment |
|---|---|
| Personal payments | Free (bank/balance) |
| Instant deposit | Optional extra fee to cash out instantly |
Worked example
Say you sell an item for $100.00 on Cash App:
| Sale total | $100.00 |
|---|---|
| Payment processing | −$2.75 |
| You keep | $97.25 |
That's $2.75 in total fees, or about 2.8% of the sale. Use the calculator above for your own numbers.
How to reduce your Cash App fees
- Only business-account payments are charged 2.75% — personal transfers are free but aren't meant for selling.
- Instant deposits to your bank carry a separate small fee; standard deposits (1-3 days) are free.
- There's no buyer/seller protection like a marketplace offers, so use it only with people you trust.
- Keep business and personal use separate to stay within Cash App's terms.
Frequently asked questions
How much does Cash App take in fees?
Enter your sale price above and this calculator breaks down the exact Cash App fees and shows your net payout. The fee note under the result explains the rate used.
Does this include payment processing fees?
Yes — where the marketplace charges a separate payment processing fee, it's included in the total. The breakdown shows the marketplace fee and payment fee separately so you can see both.
Are these fee rates accurate?
They reflect Cash App's commonly-published standard US rates. Marketplaces change fees periodically and some categories or seller tiers differ, so treat the result as a close estimate and check your account for your exact rate.
Is it free?
Completely free, no sign-up. The calculation runs in your browser and nothing you enter is stored.
Fee rates reflect Cash App's commonly-published standard US rates and can change. Some categories and seller tiers differ — treat the result as a close estimate and check your account for your exact rate.