Stripe Fee Calculator
Enter your sale price to see the exact Stripe fees and what you'll actually keep.
How Stripe fees work
Stripe's standard US rate for online card payments is 2.9% + $0.30 per successful charge. It's a pure payment processor, so there's no marketplace commission — you keep everything except the processing fee. This makes it popular for sellers running their own checkout rather than a marketplace.
Stripe fee breakdown
| Percentage fee | 2.9% of the charge |
|---|---|
| Fixed fee | $0.30 per successful charge |
| Marketplace commission | None — Stripe is a processor |
Worked example
Say you sell an item for $100.00 on Stripe:
| Sale total | $100.00 |
|---|---|
| Payment processing | −$3.20 |
| You keep | $96.80 |
That's $3.20 in total fees, or about 3.2% of the sale. Use the calculator above for your own numbers.
How to reduce your Stripe fees
- The $0.30 fixed fee makes tiny charges expensive — batching or setting a minimum order helps.
- International cards and currency conversion add extra fees on top of the base rate.
- ACH bank payments through Stripe are much cheaper than cards for large amounts — worth offering for high-ticket sales.
- Failed charges aren't billed; you only pay on successful payments.
Frequently asked questions
How much does Stripe take in fees?
Enter your sale price above and this calculator breaks down the exact Stripe fees and shows your net payout. The fee note under the result explains the rate used.
Does this include payment processing fees?
Yes — where the marketplace charges a separate payment processing fee, it's included in the total. The breakdown shows the marketplace fee and payment fee separately so you can see both.
Are these fee rates accurate?
They reflect Stripe's commonly-published standard US rates. Marketplaces change fees periodically and some categories or seller tiers differ, so treat the result as a close estimate and check your account for your exact rate.
Is it free?
Completely free, no sign-up. The calculation runs in your browser and nothing you enter is stored.
Fee rates reflect Stripe's commonly-published standard US rates and can change. Some categories and seller tiers differ — treat the result as a close estimate and check your account for your exact rate.